Question 1

How does credit repair work?

Accepted Answer

Credit repair generally involves reviewing your credit reports for information that may be inaccurate, outdated, incomplete, or unverifiable, then taking the appropriate steps to challenge or address that information with the reporting agencies and furnishers. It is a process, and results vary from person to person.

Question 2

How long does credit repair take?

Accepted Answer

Timelines vary depending on your individual credit profile, the type of information being addressed, the responsiveness of reporting agencies and furnishers, and other circumstances. We do not promise a specific timeline.

Question 3

Can you guarantee items will be removed?

Accepted Answer

No. Results vary and no specific deletion is guaranteed. We help identify and challenge potentially inaccurate, outdated, incomplete, or unverifiable information.

Question 4

Can you guarantee my credit score will increase?

Accepted Answer

No. Credit scores are influenced by many factors, including payment history, balances, account age, and new activity. No specific score increase can be guaranteed.

Question 5

Can you guarantee approval for a home, car, apartment, credit card, or business funding?

Accepted Answer

No. Approval decisions are made solely by individual creditors, lenders, landlords, or financial institutions based on their own criteria.

Question 6

Do I need credit monitoring?

Accepted Answer

Active credit monitoring may be required depending on the service or program you select. It helps both you and our team stay informed about changes to your credit reports throughout the process.

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